Privacy Policies
FACTS |
WHAT DOES
UNION STATE BANK OF
WITH YOUR
PERSONAL INFORMATION? |
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Why? |
Financial companies choose how they share your
personal information.
Federal law gives consumers the right to
limit some but not all sharing.
Federal law also requires us to tell you
how we collect, share, and protect your personal
information.
Please read this notice carefully to
understand what we do. |
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What? |
The types of personal information we collect and share
depend on the product or service you have with
us.
This information can include:
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Social Security number and income
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account balances and payment history
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credit history and credit scores
When you are no
longer our customer, we continue to share
your information as described in this notice. |
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How? |
All financial companies need to share customerâs
personal information to run their everyday
business.
In the section below, we list the reasons
financial companies can share their customerâs
personal information; the reasons Union State
Bank of |
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Reasons we can share your personal information |
Does Union State Bank of |
Can you limit this sharing? |
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For our everyday business purposes
such as to process your transactions, maintain
your account(s), respond to court orders and
legal investigations, or report to credit
bureaus |
YES |
NO |
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For our marketing purposes
to offer our products and services to you |
YES |
NO |
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For joint marketing with other financial
companies |
NO |
WE DO NOT
SHARE |
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For our affiliatesâ everyday business purposes
Information about your transactions and
experiences |
NO |
WE DO NOT
SHARE |
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For our affiliatesâ everyday business purposes
Information about your creditworthiness |
NO |
WE DO NOT
SHARE |
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For nonaffiliates to market to you |
NO |
WE DO NOT
SHARE |
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Questions? |
Call (701) 282-4598 or go to
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Page 2 |
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What we do |
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How does Union State Bank of |
To protect your personal information from
unauthorized access and use, we use security
measures that comply with federal law.
These measures include computer
safeguards and secured files and buildings. |
How does Union State Bank of |
We collect your personal information, for example, when
you
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open an account or deposit money
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pay your bills or apply for a loan
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use your credit or debit card
We also collect your personal information from others,
such as credit bureaus, affiliates, or other
companies. |
Why canât I limit all sharing? |
Federal law gives you the right to limit only
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sharing for affiliatesâ everyday business purposes information
about your creditworthiness
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affiliates from using your information to market to you
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sharing for nonaffiliates to market to you
State laws and individual companies may give you
additional rights to limit sharing. |
Definitions |
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Affiliates |
Companies related by common ownership or control.
They can be financial and nonfinancial
companies.
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Union State Bank of |
Nonaffiliates |
Companies not related by common ownership or control.
They can be financial and nonfinancial
companies.
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Union State Bank of |
Joint marketing |
A formal agreement between nonaffiliated financial
companies that together market financial
products or services to you.
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Union State Bank of |