Are you tired of listening to pre-recorded messages, paying unwanted fees and feeling like you’re nothing more than a dollar sign in the eyes of your current “big bank”? Union State Bank has proudly served the Fargo-Moorhead community for over 30 years and has four convenient locations to serve you and your family with the personal service our customers expect. We take pride in our style of customer service and enjoy getting to know our clients. We serve our customers better by taking the time to discover what their financial goals are and then recommend the products and tools to help them achieve those goals. Stop in and see what Union State Bank’s Style of service can do for your financial prosperity.

Online Banking-Become Your Own Personal Banker

  • Enjoy the flexibility of banking day or night from anywhere
  • Free access to your account information and the ability to transfer funds directly
  • Schedule and make payments on any USB loans quickly and easily
  • Access up to 24 months of transaction history
  • Set email alerts to notify you of account activity- ex: direct deposits
  • View Check Images Online
  • View Statements Online
  • Check Register – add your own transaction detail and categories for income & expenses
  • Secure Messaging to Union State Bank Internet Banking Coordinators
  • Order U.S. Savings Bonds
  • Request Stop Payments
  • Free monthly Bill Pay for Union Premier and Union Unlimited checking accounts which includes: No * monthly charge, 15 Free Bill Payments per month, monthly bills in excess of 15 are $.55 each.
  • Click here for more information

Debit Card – Electronic Checkbook

  • Access cash from ATM machines nationwide 24 hours a day
  • No ATM Fees on all consumer checking accounts (4 Free non Union State Bank fee *reimbursements per account statement period)
  • Refunds automatically deposited into your account the same day
  • All the buying power of your checkbook in one convenient card
  • Charges are deducted directly from your checking account
  • Call or stop in for more details! Card issued upon approval.

Elan Credit Card – Purchasing Power

Because we already know you, we can offer you a better Visa card. Whether you’re planning a vacation, managing your household finances or just beginning to build your credit history, we can provide you with the credit card that will meet your needs.

Choose from several great Visa card options.  Call or stop in for more details! We can help you choose the card that’s right for you!

Automatic Savings Deposits – Simplified Savings

  • Save money for those unforeseen circumstances…or for a rainy day
  • Automatically deducted right from your checking account
  • The perfect partner to direct deposit

Direct Deposit-Convenience

  • Electronically deposit your payroll check, social security, etc. directly to your account
  • Receive your payments and checks immediately without any hassles
  • No more worrying about lost checks, due dates, or banking hours