Union State Bank
 

Rates

Certificates of Deposit

  Minimum Deposit Interest Rate Annual Percentage Yield
3 Month $1,000 0.10% 0.10%
6 Month $1,000 0.20% 0.20%
12 Month $1,000 0.25% 0.25%
18 Month $1,000 0.35% 0.35%
24 Month $1,000 0.50% 0.50%
36 Month $1,000 0.75% 0.75%
36 Month Rate Booster $2,500 0.75% 0.75%
48 Month $1,000 1.15% 1.15%
48 Month Rate Booster $2,500 1.15% 1.15%
60 Month $1,000 1.40% 1.40%
60 Month Rate Booster $2,500 1.40% 1.40%
23 Month Special* $5,000 1.00% 1.00%
3 month
Minimum Deposit
$1,000
Interest Rate
0.10%
Annual Percentage Yield
0.10%
6 month
Minimum Deposit
$1,000
Interest Rate
0.20%
Annual Percentage Yield
0.20%
12 month
Minimum Deposit
$1,000
Interest Rate
0.25%
Annual Percentage Yield
0.25%
18 month
Minimum Deposit
$1,000
Interest Rate
0.35%
Annual Percentage Yield
0.35%
24 month
Minimum Deposit
$1,000
Interest Rate
0.50%
Annual Percentage Yield
0.50%
36 month
Minimum Deposit
$1,000
Interest Rate
0.75%
Annual Percentage Yield
0.75%
36 month Rate Booster
Minimum Deposit
$2,500
Interest Rate
0.75%
Annual Percentage Yield
0.75%
48 month
Minimum Deposit
$1,000
Interest Rate
1.15%
Annual Percentage Yield
1.15%
48 month Rate Booster
Minimum Deposit
$2,500
Interest Rate
1.15%
Annual Percentage Yield
1.15%
60 month
Minimum Deposit
$1,000
Interest Rate
1.30%
Annual Percentage Yield
1.30%
60 month Rate Builder
Minimum Deposit
$2,500
Interest Rate
1.30%
Annual Percentage Yield
1.30%

A penalty may be imposed for early withdrawal.

*Annual Percentage Yield (APY) as of 08/24/16 and is subject to change. Minimum balance to open is $5000. Personal customers only. A penalty will be charged for early withdrawal. At maturity, the 23 Month CD will renew into a 24 Month CD.  Additional restrictions may apply. Offer may be withdrawn at any time.

Deposit Account Rates

Savings Accounts

  Minimum Deposit Interest Rate Annual Percentage Yield
Basic Savings* $200 0.05% 0.05%
eSavings* $100 0.10% 0.10%

Now Checking

  Minimum Deposit Interest Rate Annual Percentage Yield
Union Premier Checking* $100
      $0 - $500.00 0.00% 0.00%
      $500.01 - $2,500.00 0.01% 0.01%
      $2,500.01 - $10,000.00 0.05% 0.05%
      $10,000.01 - $50,000.00 0.10% 0.10%
      $50,000.01 - $300,000.00 0.25% 0.25%
      $300,000.01 and above 0.35% 0.35%
Union Heritage Checking* $100 0.01% 0.01%

Money Market Checking

  Minimum Deposit Interest Rate Annual Percentage Yield
Money Market Checking* $1,000 0.05% 0.05%
Investors MM Checking* $2,500
      $0 - $2,500.00 0.01% 0.01%
      $2,500.01 - $25,000.00 0.05% 0.05%
      $25,000.01 - $100,000.00 0.10% 0.10%
      $100,000.01 and above 0.25% 0.25%

Savings Accounts

Basic Savings *
Minimum Deposit
$200
Interest Rate
0.10%
Annual Percentage Yield
0.10%
eSavings *
Minimum Deposit
$100
Interest Rate
0.15%
Annual Percentage Yield
0.15%

Now Checking

Union Premier Checking *
Minimum Deposit
$100
Interest Rate
Annual Percentage Yield
– Balance of $0 - $500.00
Interest Rate
0.00%
Annual Percentage Yield
0.00%
– Balance of $500.01 - $2,500.00
Interest Rate
0.05%
Annual Percentage Yield
0.05%
– Balance of $2,500.01 - $10,000.00
Interest Rate
0.15%
Annual Percentage Yield
0.15%
– Balance of $10,000.01 - $50,000.00
Interest Rate
0.25%
Annual Percentage Yield
0.25%
– Balance of $50,000.01 - $300,000.00
Interest Rate
0.35%
Annual Percentage Yield
0.35%
– Balance of $300,000.01 and above
Interest Rate
0.50%
Annual Percentage Yield
0.50%
Union Heritage Checking *
Minimum Deposit
$100
Interest Rate
0.05%
Annual Percentage Yield
0.05%

Money Market Checking

Money Market Checking *
Minimum Deposit
$1,000
Interest Rate
0.10%
Annual Percentage Yield
0.10%
Investors MM Checking *
Minimum Deposit
$2,500
Interest Rate
Annual Percentage Yield
– Balance of $0 - $2,500.00
Interest Rate
0.05%
Annual Percentage Yield
0.05%
– Balance of $2,500.01 - $25,000.00
Interest Rate
0.15%
Annual Percentage Yield
0.15%
– Balance of $25,000.01 - $100,000.00
Interest Rate
0.25%
Annual Percentage Yield
0.25%
– Balance of $100,000.01 and above
Interest Rate
0.35%
Annual Percentage Yield
0.35%
  • * The rate may change after the account is opened.
  • Fees could reduce earnings on the account.

Loan Rates

Contact a Loan Officer at either of our locations for rate information or to set up a meeting to discuss your financing needs.

Contact a Loan Officer