Union State Bank
 

Personal Loans

Whether you need to do some home improvements, buy a car or recreational vehicle, or even consolidate some debt, talk to a Union State Bank expert today! All of our decisions are made locally and we have payment terms that fit your needs as well as competitive rates.  We offer a Free Consultation, so get pre-qualified today!

Boat and Recreational Vehicle Loans

What are your summer plans? If you are looking to buy a boat or an RV, then look no further because we have a great rate for you!

Apply for a Boat or RV Loan

Personal Line of Credit

  • Easily access funds by phone, internet, or as an overdraft protection feature on your Checking Account
  • Make as many advances as you need up to your approved limit
  • Low monthly payments
  • Intended for credit lines of $5000 or more
  • $25 Annual Fee may be waived for Premier Checking Account holders

Ready Reserve

  • Overdraft protection feature attached to your Checking Account that will advance automatically
  • Advance for emergencies or special purchases by phone or internet
  • Make as many advances as you need up to your approved limit
  • Intended for credit lines ranging from $300 to $3000
  • $25 Annual Fee may be waived for Premier Checking Account holders

Apply for a Consumer Loan

Home Equity Loan

  • Fixed monthly payments
  • Borrow up to 90% of your equity
  • Low interest rates with fixed terms
  • Interest rate discount is applicable with a Union State Bank Checking Account

Home Equity Line of Credit

  • Variable payment amount (a percentage of your outstanding balance)
  • Borrow up to 90% of your equity
  • Revolving source of funds
  • $25 Annual Fee may be waived for Premier Checking Account holders

Apply for a Home Equity Loan

Construction Loans

  • Enjoy the convenience of one application for your construction funds, as well as permanent mortgage financing
  • Interest-only payments during construction phase
  • Local decision making for fast results
  • Discounts on closing fees for permanent financing after construction loan

More Information

Home Mortgages

Buying or refinancing is one of the most important decisions you will ever make and possibly one of the most stressful. Buying a home does not need to cause headaches. You find the right home, and we will find the right solution!

Apply for a Mortgage Loan

Contact Nicole today to set up an appointment.
Phone: (701) 282-4598
Email: nhjelden@unionfargo.com
NMLS #: 710489

Nicole Hjelden