personal loans > Home Mortgages

Buying or refinancing is one of the most important financial decisions you’ll ever make…and possibly one of the most stressful. After all, a home mortgage loan is the largest contract most of us will ever sign. Add to that the unfamiliar terminology and the endless stacks of legal documents, and it’s not surprising that many people are confused by the whole experience. Buying a home doesn’t need to cause headaches. In fact, with a little preparation and the right attitude, it can even be fun!

  • Buying a home is an important financial investment
  • Renting is more expensive than buying in the long run
  • Most homes increase in value over the years
  • Owning a home may bring tax benefits
  • You may want to use the equity in your home to get "cash out" for home improvements or other needs
  • Home improvements can be made with a “cash-out” refinance
  • You may shorten the term of your loan, thus paying less interest and acquiring more equity in your home
  • Reduce your monthly payment by combining your current first and second mortgage payments

 

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