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FACTS |
WHAT
DOES UNION STATE BANK OF FARGO DO
WITH
YOUR PERSONAL INFORMATION? |
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Why? |
Financial
companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not all
sharing. Federal law also requires us to tell you how we
collect, share, and protect your personal information. Please
read this notice carefully to understand what we do. |
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What? |
The types of personal information we collect and share
depend on the product or service you have with us. This
information can include:
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Social Security number and income
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account balances and payment history
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credit history and credit scores
When you are no longer our customer, we continue
to share your information as described in this notice. |
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How? |
All financial
companies need to share customer’s personal information to run
their everyday business. In the section below, we list the
reasons financial companies can share their customer’s personal
information; the reasons Union State Bank of Fargo chooses to
share; and whether you can limit this sharing. |
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Reasons we can share your personal information |
Does Union State Bank of Fargo share? |
Can you limit this sharing? |
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For our
everyday business purposes –
such as to
process your transactions, maintain your account(s), respond to
court orders and legal investigations, or report to credit
bureaus |
YES |
NO |
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For our
marketing purposes –
to offer our
products and services to you |
YES |
NO |
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For joint
marketing with other financial companies |
NO |
WE DO NOT SHARE |
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For our
affiliates’ everyday business purposes –
Information
about your transactions and experiences |
NO |
WE DO NOT SHARE |
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For our
affiliates’ everyday business purposes –
Information
about your creditworthiness |
NO |
WE DO NOT SHARE |
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For
nonaffiliates to market to you |
NO |
WE DO NOT SHARE |
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What we do |
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How does
Union State Bank of Fargo protect my personal information? |
To protect
your personal information from unauthorized access and use, we
use security measures that comply with federal law. These
measures include computer safeguards and secured files and
buildings. |
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How does
Union State Bank of Fargo collect my personal information? |
We collect your personal information, for example, when
you
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open an account or deposit money
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pay your bills or apply for a loan
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use your credit or debit card
We also collect your personal information from others,
such as credit bureaus, affiliates, or other companies. |
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Why can’t I
limit all sharing? |
Federal law gives you the right to limit only
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sharing for affiliates’ everyday business purposes – information
about your creditworthiness
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affiliates from using your information to market to you
§
sharing for nonaffiliates to market to you
State laws and individual companies may give you
additional rights to limit sharing. |
