| Interest Bearing Account |
NO |
NO |
YES |
YES |
| Minimum Balance Required |
NO |
NO |
NO |
NO |
| Monthly Service Charges |
FREE |
$5.00 Monthly |
$8.00 if balance falls below $500 during cycle period |
FREE |
| Ready Reserve - Over Draft Protection |
$20.00 (Annual Fee) |
Free upon approval |
Free upon approval |
Free upon approval |
| *Free Checks |
NO |
FREE |
FREE |
FREE |
| Complimentary Money Orders |
NO |
FREE |
FREE |
FREE |
| Complimentary Cashier's Checks |
NO |
FREE |
FREE |
FREE |
| Complimentary Traveler's Checks |
NO |
FREE |
FREE |
FREE |
| ATM Fee's Reimbursed - No Receipts Required!! |
YES |
YES |
YES |
YES |
| On-Line Banking |
FREE |
FREE |
FREE |
FREE |
| Online Bill Pay |
YES – Fees Apply |
FREE – 15
bill payments, $.55 each > 16 |
FREE – 15 bill payments, $.55 each > 16 |
YES – Fees
Apply |
| **ATM/Debit Card |
FREE |
FREE |
FREE |
FREE |
| Telephone Banking - Dial A Bank |
FREE |
FREE |
FREE |
FREE |
| Direct Deposit |
FREE |
FREE |
FREE |
FREE |
| Automatic Transfers |
FREE |
FREE |
FREE |
FREE |
| Notary Service |
FREE |
FREE |
FREE |
FREE |
| Image Statements |
FREE |
FREE |
FREE |
FREE |
| Unlimited Check Writing |
FREE |
FREE |
FREE |
FREE |
*Free wallet or duplicate style Union State Bank checks
